If you are a freelancer, e-commerce seller, or business owner in Pakistan, receiving payments from the UK can sometimes be a challenge. Many international payment platforms like PayPal are not available in Pakistan, making it difficult to receive funds from UK clients or customers.
However, there are multiple secure and reliable methods to receive payments from the UK in Pakistan. In this guide, we will cover the best payment solutions, their fees, and how to set them up.
Best Ways to Receive Payments from the UK in Pakistan
1.1 Wise (Formerly TransferWise) – Fast & Low-Cost
Wise is one of the best platforms for receiving international payments from the UK. It allows UK clients to send GBP (British Pounds), which can be converted to PKR (Pakistani Rupees) at real exchange rates with minimal fees.
✅ Advantages:
✔ Fast transfers (usually within 24 hours)
✔ Low exchange rate fees
✔ Direct bank deposit in Pakistan
❌ Disadvantages:
✖ Requires verification (both sender & receiver)
✖ Some banks may take longer to process transfers
How to Receive Payment via Wise?
- Sign up on wise.com and verify your account.
- Share your PKR or GBP bank details with the sender.
- The sender transfers money from their UK bank account.
- You receive the amount directly in your Pakistani bank.
1.2 Payoneer – Best for Freelancers & Businesses
Payoneer is a widely used payment solution for freelancers, Amazon sellers, and online businesses in Pakistan. It provides a UK receiving account (GBP Account) that allows you to accept payments from UK clients just like a local UK bank.
✅ Advantages:
✔ Supports bank withdrawals in Pakistan
✔ Can receive payments from UK businesses & marketplaces
✔ Provides a UK virtual bank account
❌ Disadvantages:
✖ High withdrawal fees (up to 2%)
✖ Currency conversion rates are slightly lower
How to Receive Payment via Payoneer?
- Create an account on payoneer.com.
- Share your UK virtual bank account details with the sender.
- The sender transfers GBP to your Payoneer account.
- Withdraw the money to your Pakistani bank.
1.3 Skrill – Fast & Easy for Small Transactions
Skrill is another good option for receiving money from the UK, especially for small transactions. It works similarly to PayPal and allows UK users to send money via email.
✅ Advantages:
✔ Instant transfers
✔ Easy to use, no need for bank details
✔ Low transaction fees
❌ Disadvantages:
✖ Higher withdrawal fees
✖ Not widely accepted for large business payments
How to Receive Payment via Skrill?
- Sign up on skrill.com.
- Share your Skrill email ID with the sender.
- The sender transfers money to your Skrill account.
- Withdraw the money to your Pakistani bank or JazzCash.
1.4 Western Union – Best for Cash Payments
If your UK client or family member wants to send money quickly, Western Union is a reliable option. You can receive cash in PKR from any Western Union branch in Pakistan.
✅ Advantages:
✔ Available across Pakistan
✔ Cash pick-up option available
✔ No bank account required
❌ Disadvantages:
✖ Higher fees for senders
✖ Requires ID verification at the time of withdrawal
How to Receive Payment via Western Union?
- The sender deposits GBP at a Western Union branch in the UK.
- They provide you with a tracking number (MTCN).
- Visit a Western Union branch in Pakistan with your ID.
- Collect your money in PKR.
1.5 Bank Wire Transfer – Best for Large Payments
For businesses and high-value transactions, a bank wire transfer is the safest and most official method to receive payments from the UK.
✅ Advantages:
✔ Secure and widely accepted
✔ Best for large transactions
✔ Direct deposit into a Pakistani bank account
❌ Disadvantages:
✖ High fees for international transfers
✖ Can take 3-5 business days
How to Receive Payment via Bank Transfer?
- Provide your IBAN, SWIFT Code, and bank details to the sender.
- The UK client sends money through their bank.
- The money is deposited into your Pakistani bank within a few days.
- Which Payment Method is Best for You?
- Tips to Receive UK Payments Safely in Pakistan
✔ Always verify the sender before receiving money.
✔ Use secure payment platforms like Wise, Payoneer, or bank transfers.
✔ Avoid sharing sensitive banking information with untrusted sources.
✔ Choose a payment method with low fees and fast transfers.
Conclusion
Receiving payments from the UK in Pakistan is now easier than ever, thanks to Wise, Payoneer, Skrill, and bank transfers. The best method depends on your needs – Wise is great for fast and cheap transfers, Payoneer is ideal for freelancers, and bank transfers are best for large transactions.
✅ Which payment method do you use? Let us know in the comments!